Anticipate market shifts
根据流动性和利率变动训练的模型可以预测未来几天现金的最佳配置，而不是在变化已经发生后做出反应。
AI capital optimisation
将闲置资金与人工智能结合起来
Harborne 持续分析您的现金头寸，实时降低风险敞口，并每天报告绩效，因此永远不会根据过时的信息做出决策。
Start Optimizing
Harborne 持续分析您的现金头寸，实时降低风险敞口，并每天报告绩效，因此永远不会根据过时的信息做出决策。
Start OptimizingTraditional treasury management reacts to the past.月度报表告诉您现金在上一时期的存放情况，而不是今天的用途。当电子表格反映出利率或流动性需求的变化时，机会往往已经过去了。
Harborne 通过连续的预测分析取代了这种滞后。我们的模型跟踪市场和流动性信号的发展，标记资本利用不足的地方，并揭示人工审查通常会错过的机会。其结果是从闲置现金到营运资金的可衡量的转变，而不会让企业面临未经审查的决策。
Three linked processes run continuously in the background, each feeding the daily report that lands with your business every morning.
根据流动性和利率变动训练的模型可以预测未来几天现金的最佳配置，而不是在变化已经发生后做出反应。
持续检查暴露限值。 If a position moves outside your agreed tolerance, the system flags it immediately and adjusts within the boundaries you have set.
可用余额与短期债务相对应，因此剩余现金在可用的当天即可确定，而不是几周后。
每个工作日都会报告绩效，而不是事后总结。 Each report covers what moved, why the model acted, and what remains under review.
Market and liquidity data from the previous day are processed and compared against your current cash position.
在业务开始前提供简明摘要，显示分配变化、风险标记和净绩效。
任何超出商定阈值的操作都会等待签核，而不是自动执行。
仪表板预览
您的每日报告显示当前的分配、之前二十四小时的变动以及对触发的任何风险防护措施的解释。 There is no delay between what the system did and what you are shown.
为什么这很重要
做出资本决策的董事需要了解立场背后的理由，而不仅仅是其结果。 Daily reporting keeps that reasoning visible throughout the month, not only at its close.
Harborne 通过与现有银行提供商的加密只读连接获取帐户和交易数据。 No credentials are stored, and data at rest is encrypted separately from the models that analyse it.
该模型生成的每条建议在采取行动之前都会经过人机交互审核。这可以让您的团队保持战略判断，同时人工智能处理手动审核无法实际覆盖的大量连续数据。
Read-only, encrypted feeds from your banking providers;没有存储的登录凭据。
Encryption at rest and in transit, with access limited to the systems that require it.
A human review step on every material recommendation, keeping the model aligned to your risk appetite.
明天早上之前做出更明智的决定。 Connect your accounts, set your risk tolerances, and receive your first daily report within one business day.